The University of Massachusetts is committed to ensuring that all deserving students, regardless of background, have access to a world-class UMass education.
At the University of Massachusetts, affordability isn’t just a consideration, it’s a part of our mission. Cost should never be a barrier for deserving students, which is why we dedicate more than $422 million of our own budget to student financial aid every single year.
If you're an in-state student, our Affordability Calculators will allow you to estimate the cost of a UMass education. By entering a few pieces of financial data, you'll receive a custom estimate based on the latest financial enrollment calculations.
Just last year, UMass students received more than $1.1 billion in financial aid, including university, federal, state and private financial aid. UMass in-state students received 77 percent of all university-generated financial aid.
Since President Meehan assumed the presidency in 2015, UMass has increased its university-generated aid by more than 79% while tuition and fees have grown by only 34%. This increase in aid reflects the university’s ongoing effort to make a world-class UMass education even more affordable and accessible to students from all backgrounds.
Fall 2025 marked the beginning of our free tuition program, which fully covers tuition and fees for Massachusetts students from households earning $75,000 or less.
Visit our website to learn more about UMass Early College.
We’re continuing to expand our work with the Community Colleges - our largest source of transfer students – 47.4% (roughly 1,700 students every year).
We are conducting a community college transfer study to identify deeper insights into what can improve the admissions, enrollment, and student success efforts for this important population.
Community College students who finish in the top 10% of their class may be eligible to receive at least $10,000 in aid to transfer to a UMass Campus and finish their bachelor's degree. To learn more about this scholarship opportunity, visit the UMass Community College Advantage Scholarship webpage.
Cost should never be a barrier to receiving a high-quality education. That’s why at UMass, we’re committed to helping students finance their education through a variety of programs, from grants and scholarships to paid internships. Use the links below to get more information about financial aid on our campuses.
Whether college is years away or just around the corner, there are several regional and national resources that can help you plan your financial commitment.
U.Plan lets you pre-pay college tuition at today’s rates and can be used at a large network of colleges and universities in Massachusetts.
Students who attend a Massachusetts community college and then transfer to a state university or UMass campus can save considerably on the cost of a bachelor’s degree.
The U.S. Department of Veterans Affairs offers fee exemptions and opportunities for veterans at participating colleges and universities, including at most University of Massachusetts campuses.
