Affordability Calculator

What Does This Do?

This tool estimates your cost to attend a UMass campus (Amherst, Boston, Dartmouth or Lowell) as an undergraduate student. The estimate is based on data from UMass students with similar financial and academic backgrounds.

Who is This For?

This tool is specifically for dependent, first-time undergraduates and transfer students who live in Massachusetts. We offer resources for out-of-state and international students.

How Does It Work?

Based on your answers to some basic questions, the calculator will estimate your cost. This is an estimate only. It is not a guarantee of financial aid. The process should take about 3 minutes. You will have the opportunity to generate estimates for each UMass campus without having to re-enter your information.

Financial Information and Privacy

You might want to have a parent or guardian nearby to get some rough estimates of their basic finances. You will not be asked for personally identifiable information. The information you enter in this calculator will remain anonymous.

Choose the UMass campus for which you'll estimate your cost. (required)

Please select a campus from the menu above

You will have the opportunity to estimate the cost for additional campuses at the end of this process

Select the state where your current home address is located. (required)

Please select a state from the menu above

Please enter your zipcode above

Some UMass programs are eligible for reduced tuition rates through the New England Regional Student Program (NERSP). You can view a complete list of eligible programs for each UMass campus here:

Please select an option above

What is your family's total annual income before taxes? (required)

Please enter a value above

If you are self-employed or your family owns a small business, the estimates you obtain from this calculator may be less precise than for other families.

Are you enrolling in school as a: (required)

Freshman Student

Transfer Student

Please select an option above

The cost of attendance to this institution varies depending on your living situation. Please select the living situation that most closely describes what your plans are: (required)

On-Campus

Off-Campus

With Parent(s) or Other Family Member(s)

Please select an option above

Please note: UMass Amherst requires most first-year students to live on campus while other campuses do not. If you are calculating an estimate for UMass Amherst and select an off-campus option, the final results will still include on-campus housing costs.

To the best of your knowledge, please provide the current combined value of your family's regular savings and checking accounts: (required)

Please enter a value above

To the best of your knowledge, please provide the current total value, if any, of your family's retirement account(s), like a 401k or IRA. This information does not affect your award. (required)

Please enter a value above

To the best of your knowledge, please provide the current total value, if any, of your family's non-retirement account(s), like stocks, bonds, a college savings account 529 plan, or investment property outside of your primary residence. (required)

Please enter a value above

How many siblings do you have who will also be enrolled full-time in a four-year undergraduate institution in the same year that you plan to enter college? (required)

Please enter a number above

What is your GPA? (required)

Please enter your GPA above

Please provide your GPA on a 4 point scale. The GPA you enter here is used for estimation purposes only. Your actual GPA used in calculating merit will be based on the details in your high school transcript.

What is your combined math and verbal SAT score? (This field is required, so please enter a zero if you haven't taken it or don't plan to)

What is your combined math and verbal ACT score? (This field is required, so please enter a zero if you haven't taken it or don't plan to)

Please enter your SAT or ACT score above

Your Estimate Results* for UMass

Student / Parent Cost

Combined Aid & Cost

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View Results for a Different Campus:

*These estimated ranges are accurate for approximately 90% of families with your financial profile. A more detailed analysis of your family finances may differ considerably.

Visit our net cost calculator for additional estimates.

Request Information Disclaimer:

We're sorry. There was an error processing your information.

Please make sure that you entered your numbers correctly. If this problem occurs again, please contact UMass staff.

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Calculate Your Estimated Cost to Attend UMass

What Does This Do?

Who is This For?

How Does It Work?

Financial Information and Privacy

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