All health insurance plans include $5,000 of basic life insurance. Coverage is also available to employees not enrolled in a health insurance plan. This term life and accidental death and dismemberment policy is provided at a cost of $1.37 per month.
Optional Life Insurance
Optional life insurance is available in amounts up to 8 (eight) times your annual base salary. New hires may purchase optional life insurance without proof of good health within 10 working days from their date of hire. Purchase of this insurance after the new hire enrollment period is dependent on proof of good health. Employees can purchase additional insurance at any time during the year.
Long-term Disability Insurance
Full and part-time employees are eligible to purchase long-term disability insurance, administered by Unum. Under this policy, if you are disabled for an extended period of time you will receive 50% of your basic monthly salary (tax free) up to a maximum monthly benefit. Benefits are reduced by other income sources, such as Social Security disability, Workers' Compensation, accumulated sick leave and retirement benefits, but the benefit will be at least $100 or 10% of your gross monthly benefit amount, whichever is greater.
Or visit the Unum Website or call 1-877-226-8620.
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