Human Resources

University of Massachusetts > Human Resources > Long-Term Care Insurance

Long-Term Care Insurance

Long-term care insurance, underwritten by John Hancock Life Insurance Company, is available to active and retired members of the Non-Unit Employees Health & Welfare Fund.

• Long-term care insurance provides you and your loved ones with funding for extended health care if you are ever unable to care for yourselves.  It helps you protect the savings you've accumulated and let's you avoid "spending down" your assets to qualify for Medicaid coverage.
• Long-term care insurance helps pay for nursing home care and health services, covering all levels of care including skilled, intermediate, and custodial care in a nursing home, assisted care living facility, adult day care center, or at home.
• Premiums are based on issue age.  The younger you are when you enroll, the lower your premium will be.

Applications for these policies can be submitted anytime during the year.  To enroll, please contact:

William R. Clifford, ChFC
Financial Advisor
John Hancock Financial Newtork
462 Plain Street
Marshfield, MA 02050

Phone: 1-800-878-9921, ext 110

Email: bclifford@jhnetwork.com

Website: www.williamclifford.jhnetwork.com.