Human Resources

Health Insurance

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Health Insurance

All full-time and part-time benefited employees are eligible for a health insurance plan administered through the Group Insurance Commission that covers the employee, their spouse and dependent children (under the age of 19). Coverage is effective on the first of the month following 60 calendar days of employment.

Employees are eligible to join a health plan during their first 10 working days of employment. Changes to health plans may also be made during annual enrollment in April-May each year. There are other qualifying events (i.e. birth/adoption of a child, marriage, divorce, loss of spouse's benefits, etc.) that allow for enrollment in health plans outside of the annual enrollment period. Please contact the Benefits Office for more information.

  • Employees with a hire date on or before June 30, 2003, pay 20% of the premium.
  • Employees with a hire date after June 30, 2003, pay 25% of the premium.

The Group Insurance Commission offers coverage through the plans listed below. For more information, you may click on one of the links in the list or visit the GIC Website.



State Employee Basic Life and Health Plan Rates Effective for Premium Due July 1, 2013


For Employees Hired Before       July 1, 2003

 

For Employees Hired On or After July 1, 2003

20%

25%

Employee Pays Monthly

Employee Pays Monthly

Basic Life Insurance Only
($5,000 Coverage)

$1.26

$1.58

Health Plan (premium includes
Basic Life Insurance)

Individual

Family

Individual

Family

Fallon Community Health Plan
Select Care
www.fchp.org

$119.36

$284.70

$149.21

$355.88

Fallon Community Health Plan
Direct Care (Save$)
www.fchp.org

95.15

226.59

118.94

283.24

Harvard Pilgrim Independence Planwww.harvardpilgrim.org/gic

136.73

331.81

170.92

414.77

Harvard Pilgrim Primary Choice
(Save$)www.harvardpilgrim.org/gic

109.64

265.70

137.05

332.13

Health NewEngland
www.hne.com

92.68

227.92

115.86

284.90

NHP Care (Neighborhood Health Plan) (Save $)
www.nhp.org

92.39

242.74

115.49

303.43

Tufts Health Plan Navigator
www.tuftshealthplan.com/gic

126.07

303.98

157.59

379.98

Tufts Health Plan Spirit (Save $)
www.tuftshealthplan.com/gic

101.77

244.89

127.22

305.87

UniCare State Indemnity Plan/Basic with CIC(Comprehensive)www.unicarestateplan.com

217.69

505.94

261.76

608.40

UniCare State Indemnity Plan/Basic without CIC (Non-Comprehensive)www.unicarestateplan.com

176.24

409.79

220.31

512.25

UniCare State Indemnity Plan/PLUS
www.unicarestateplan.com

125.55

297.88

156.94

372.35

UniCare State Indemnity Plan/Community Choice (Save $)
www.unicarestateplan.com

86.59

206.05

108.24

257.57

Save $ - Compare these plan rates with the other options and see how much you will save every month.

This information provided by the Group Insurance Commission

Dependent Age 19 and Over

Coverage for an unmarried dependent ends at the end of the month in which the dependent turns age 19 unless the Dependent Age 19 and Over Application for Coverage is completed and returned to the GIC.

Please keep in mind the following:

  • Dependents who qualify as dependents under Internal Revenue Service (IRS) rules are eligible for coverage up to age 26 or two years after losing dependent status according to IRS rules, whichever occurs first
  • The insured must have family plan coverage.
  • Dependents age 19 to 26 who are not a full-time student or a handicapped dependent may be eligible for continued coverage.
  • The GIC will determine eligibility and effective dates.

You MUST notify the Group Insurance Commission when your dependent is no longer a full-time student at an accredited school, withdraws from school, is on a medical leave of absence from school or the medical leave of absence ends, graduates, ceases to be an IRS dependent, or ceases to be a Non-IRS Dependent. If one of these events occurs, you can apply for continued coverage by completing and returning the Dependent Age 19 or Over Application for Coverage or you may apply for COBRA coverage.   

Dependent Age 19 and over Form

 

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